GRAYROCK MONEY · TRANSFERS

Track Where Your Money Moves.

Keep a clear record of transfers between your own accounts. Match withdrawals with deposits, review the details and keep internal money movements separate from income and expenses.

Start with Grayrock Money

Explore Transfer Features

Account-to-account records
Withdrawal & deposit matching
Separate from income & expenses

MONEY MOVEMENT, ORGANISED

Keep Both Sides of a Transfer Together.

Connect the account money leaves with the account that receives it, so internal movements have their own clear record.

Record Account Transfers

Keep the source account, destination account, date and amount together in a transfer record.

Match Existing Records

Select the withdrawal and deposit that represent the same movement, then confirm the match.

Review Transfer History

Find recorded transfers and review their accounts, amounts and supporting details.

Keep Reports Clear

Transfers between your own accounts are kept separate from income and expenses, avoiding inflated earning and spending figures.

Transfer History

Review recorded transfers and the accounts involved.

Review Transfer Details

Keep both sides of a transfer and their supporting details together.

Match Transfer Transactions

Select the withdrawal and deposit that belong to the same transfer.

FOLLOW THE MOVEMENT

See Where It Left. See Where It Arrived.

Review both sides of a transfer in one place. Keep the source and destination accounts visible, with the recorded amounts and details that explain the movement.

Review the History

Use filters and sorting to focus on relevant transfers and the accounts involved.

Keep the Details

Review account classifications, dates, names, references and notes within the transfer record.

Preserve Currency Context

Where matched records use different currencies, keep the sent and received amounts in their respective currencies.

Explore Accounts & Balances

Grayrock Money records your transfers. It does not send money, connect to your bank to make payments or execute currency exchanges.

REVIEW BEFORE CONFIRMING

Match the Records Behind the Movement.

Bank statements can describe the same transfer differently. Use the available matching tools to review the withdrawal, deposit and any transfer already recorded.

Manual Matching

Choose the actual withdrawal and deposit from existing transactions. Review the accounts and amounts before confirming.

Suggested Matches

Review likely withdrawal and deposit pairs when suggestions are available. Confirm the pair only when it represents the same movement.

Link to an Existing Transfer

Review imported rows that may belong to a transfer already recorded, helping prevent the same movement from being counted twice.

A Suggested Match Still Needs Your Review.

Similar dates, descriptions or amounts do not always mean two records belong together. Check the actual movement before confirming a transfer match.

UNDERSTAND THE DIFFERENCE

Moving Money Is Not Earning or Spending It.

For example, transferring SGD 200 from your bank account to your savings account changes where the money sits.

1. Money Leaves One Account

Record the SGD 200 withdrawal from the source account.

2. Money Reaches Another

Record the SGD 200 deposit into your savings account.

3. Keep One Transfer Record

Treat both sides as the same movement, rather than a new expense and new income.

This example assumes both accounts use SGD and there are no fees. The combined balance stays the same; only its location changes.

QUESTIONS & ANSWERS

About Transfers

Understand how Grayrock Money records movements between accounts and helps you review the transactions behind them.

Need Help?

What counts as a transfer?

A transfer is money moving between accounts you own, such as moving funds from a bank account to savings. It changes where your money is held rather than creating new income or an expense.

Does Grayrock Money send money between my bank accounts?

No. Grayrock Money records transfers for your financial review. You carry out the actual movement through your bank or payment provider.

Are transfers counted as income or expenses?

Transfers between your own accounts are kept separate from income and expenses, so moving the same money does not inflate your earning or spending figures.

Can I match transactions that are already recorded?

Yes. Manual matching lets you select an existing withdrawal and deposit and confirm that they represent the same movement. Both imported and manually entered transactions can be available for matching.

Are transfer matches confirmed automatically?

Suggested matches are presented for review. Check the withdrawal, deposit and accounts before confirming that they belong together. Not every transfer will necessarily have a suggestion.

What if I import a statement after recording a transfer?

The matching area can show imported rows that may belong to an existing transfer. Review and confirm the relationship so the same movement is not counted twice.

Can matched transfers involve different currencies?

Yes. The matching screen allows records in different currencies. A matched transfer can retain the source amount and the amount received separately. This records the actual movement; it does not execute an exchange or provide a live exchange-rate quote.

Can I review or update transfer details?

Yes. Open a transfer from its history to review and edit the available details, including accounts, classifications, amounts, date, reference and notes.

KEEP YOUR TRANSFERS CLEAR

Know Where Your Money Went.

Bring account movements, matching records and transfer history together for a clearer view of your money.