No. Grayrock Money is a money-management platform designed to help individuals and small businesses track, understand, plan and control their finances.

Yes. Grayrock Money supports Personal, Business and Mixed financial activity, with available functionality depending on your selected plan.

Yes. Supported plans can manage accounts in different currencies without forcing them into a single converted balance.

Yes. Grayrock Money supports importing financial data using CSV and XLSX files.

Its flexible import system can handle different column structures, account mappings and international data formats, with preview and validation before data is committed.

Advanced import capabilities may vary by plan.

Yes. Grayrock Money gives workspace owners two ways to keep an independent copy of their financial data.

Workspace Backup creates a versioned backup containing workspace settings, accounts, categories, tags, transactions, transfers, imports, schedules, budgets, goals, reconciliations, notifications, attachment metadata and audit history.

Readable Financial Export provides your financial records as CSV files in a downloadable ZIP archive, allowing the data to be opened and reviewed without Grayrock Money.

Grayrock Money also allows you to inspect a backup locally in your browser to verify its format, checksum and record counts without uploading the backup file.

Your financial records should remain accessible to you.