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GRAYROCK MONEY · INCOME & EXPENSES

See Where You Earn. Understand Where You Spend.

Explore your income sources and spending categories in one clear view. Compare periods, examine category totals and review the records behind your personal and business activity.

Start with Grayrock Money
Explore Income & Expense Features
  • Income & spending breakdowns
  • Period comparisons
  • One currency at a time
Grayrock Money income and expense comparison screens with category charts, period totals and transaction summaries.
LOOK BEHIND THE TOTALS

Understand What Makes Up Your Money Activity.

See the categories contributing to your income and expenses, then compare their amounts and share of the total.

Explore Income Sources

Review the categories contributing to your recorded income, from employment to product sales and other sources.

Understand Your Spending

See how expenses are distributed across categories, with amounts and percentages alongside the chart.

Compare Periods

Review current and previous period amounts to see which categories have changed.

Inspect the Details

Explore category and subcategory activity, then review the transactions behind the figures.

Grayrock Money Income & Expenses page showing an expense chart, category comparison and transaction summary
Compare Expenses by Category

Compare Expenses by Category

Compare spending categories and review changes between periods.

Compare Income Sources

Compare Income Sources

Understand which categories contribute to your recorded income.

Select a Report Currency

Select a Report Currency

Review income and expenses in one currency at a time.

FROM OVERVIEW TO DETAIL

See the Breakdown. Follow the Records.

Start with the visual breakdown, then use the comparison table and transaction summary to understand the activity behind each report.

Read the Category Mix

Compare category amounts and their share of total income or spending.

Review Transaction Summaries

See transaction counts, largest and average transactions, and the first and last transaction dates.

Choose Your Currency

Review activity in the selected currency. Choosing your base currency does not convert amounts from other currencies.
Explore Transactions
Transfers between your own accounts are excluded from income and expenses, so moving money does not inflate your earning or spending totals.
PUT CHANGES IN CONTEXT

Compare the Periods Behind the Figures.

Read the current amount alongside the previous period before interpreting a change. The report shows the date ranges being compared.

Current Period

See the recorded income or expenses within the period you are reviewing.

Previous Period

Check the comparison period and its category amounts to understand the starting point.

Category Change

Review the difference between periods to identify categories that deserve a closer look.

“New in This Period” Needs Context.
When a category has a current amount but no recorded amount in the comparison period, the report can show “New in this period”. Check that both periods contain the records you expect before drawing conclusions.
MAKE YOUR REVIEW PRACTICAL

Explore Your Income and Spending in Three Steps.

1. Set Your View
Choose a currency and period, then apply the relevant report filters.
2. Compare the Categories
Review the income and expense breakdowns, their shares and changes between periods.
3. Check the Records
Explore the underlying activity to understand what contributed to a category total or change.
The report reflects your recorded transactions and categories. Review missing or uncategorised activity before using the totals to guide your plans.
QUESTIONS & ANSWERS

About Income & Expenses

Understand the breakdowns, comparisons and transaction summaries behind your report.

Need Help?

What does the Income & Expenses page show?

It shows separate income and expense breakdowns, including category amounts, percentages, period comparisons and transaction summaries.

How is this different from the Cash Flow page?

Cash Flow focuses on income, expenses, net cash flow and monthly balance trends. Income & Expenses provides a closer look at the categories behind earning and spending, including comparisons between periods.

Can I compare spending with a previous period?

Yes. The expense comparison table shows current and previous period amounts and their change. The report displays the date ranges used for the comparison.

Can I review income sources as well as expenses?

Yes. The income comparison provides its own category chart, comparison table and transaction summary.

What does “New in this period” mean?

It indicates a current recorded amount with no amount in the comparison period. This can reflect new activity or differences in the records available, so check the underlying transactions.

Are transfers included in income and expenses?

No. Transfers between accounts you own are excluded, so moving existing money does not count as new income or spending.

Are different currencies converted into my base currency?

No. The report reviews one currency at a time. Selecting your base currency changes the view; it does not convert transactions recorded in other currencies.

Can I inspect the transactions behind a category?

Yes. Explore the category and subcategory details to review the activity behind the report totals.

UNDERSTAND YOUR EVERYDAY ACTIVITY

Give Your Income and Spending More Context.

Explore the sources, categories and records behind your financial activity with Grayrock Money.

Start with Grayrock Money
Explore Grayrock Money