GRAYROCK MONEY · ACCOUNTS & BALANCES

A Clearer View of Your Money.

Bring your bank, cash, savings and credit accounts into one organised workspace. Review recorded balances, explore account activity and manage personal, business or mixed-use accounts with their context intact.

Start with Grayrock Money

Explore Account Features

Organised account groups
Balance history
Personal, business & mixed

YOUR ACCOUNTS, ORGANISED

Keep Different Accounts in One Clear View.

Give every account a place, retain its original currency and review the balances behind your financial picture.

Group Your Accounts

Organise bank accounts, cash, credit and other accounts into groups that reflect how you manage your money.

Review Assets & Liabilities

See recorded assets and amounts owed, with summaries for the currency you are reviewing.

Keep Currency Context

Each account keeps its own currency. Different currencies remain separate, without automatic conversion into a combined total.

Open the Account Detail

Move from your account list to the balance history and transactions behind an individual account.

Accounts and Balances Overview

Review your accounts and recorded balances in one organised view.

Add an Account

Set up an account with its currency, classification and starting balance.

Edit Account Details

Manage account details and keep personal and business context clear.

Choose an Account Group

Choose the right group for each account you add.

Create an Account Group

Create account groups that fit how you organise your money.

LOOK BEHIND THE BALANCE

See the Activity Behind Each Account.

A balance tells you where an account stands. Its history helps you understand how it got there. Open an account to review its recorded balance, transactions and transfers together.

Follow Balance Changes

Review the balance history across the available time periods.

Find Relevant Activity

Filter and sort account transactions to focus on the records you need.

Keep Account Details Together

Refer to the account group, classification, opening balance and notes alongside its activity.

Explore Transactions

PERSONAL + BUSINESS

One Account Balance. Clearer Personal and Business Context.

Choose Personal, Business or Mixed to reflect how you use an account. When one account serves both purposes, keep one recorded balance while classifying its transactions as personal or business.

Personal Accounts

Organise accounts used for everyday spending, savings and other personal financial activity.

Business Accounts

Keep accounts used for business income, expenses and related activity clearly identified.

Mixed Accounts

Record personal and business activity within the same account, with transaction classifications that preserve the distinction.

One Account Does Not Become Two Balances.

A Mixed account represents one account with one balance. Personal and business classifications help you understand its activity without presenting them as separate bank accounts.

SIMPLE TO SET UP

Build Your Account View in Three Steps.

1. Choose an Account Group

Select the group that fits your account, or create one to suit your records.

2. Add the Account Details

Enter its name, classification, currency, opening balance and balance date. Add optional notes for context.

3. Add Your Activity

Record transactions manually or import supported records, then review the account’s balance and history.

Grayrock Money tracks the records you enter or import. Adding an account does not automatically connect it to your bank.

QUESTIONS & ANSWERS

About Accounts & Balances

Understand how account balances, classifications and currencies work in Grayrock Money.

Need Help?

What types of accounts can I organise?

You can organise bank, cash, savings, credit and other financial accounts. Account groups help you arrange assets and liabilities in a way that fits your records.

Does adding an account connect Grayrock Money to my bank?

No. You create an account record in Grayrock Money and add activity manually or through supported imports. Adding an account does not establish an automatic bank connection.

What is a Mixed account?

A Mixed account is used for both personal and business activity. It retains one account balance, while individual transactions can be classified as personal or business.

How is an account balance calculated?

The account starts from its recorded opening balance and balance date. Posted transactions and transfers then contribute to its balance history. The result depends on the records you have entered or imported.

Can I keep accounts in different currencies?

Yes. Each account has its own currency. Grayrock Money shows currencies separately rather than automatically converting them into one combined balance.

Can I review the transactions behind a balance?

Yes. Open an account to view its balance history and transaction list. You can filter and sort the activity to find the records you need.

What happens if I change an opening balance?

Changing an opening balance recalculates the account. It does not create a new transaction, so use it to correct the account’s starting position rather than record new activity.

START WITH YOUR ACCOUNTS

Bring Your Accounts into Focus.

Organise your accounts, review their balances and keep the activity behind your money close at hand.